The Source for Freedom and Self-Reliant Information[1]
Thomas Jefferson defined rightful liberty as “unobstructed action according to our will within limits drawn around us by the equal rights of others—I do not add ‘within the limits of the law,’ because law is often but the tyrant’s will, and always so when it violates the right of an individual.”
The Best Kept Secret – Retire at Age 30 or Become Financially Independent in 10-Years
Are you ready to become wealthy and financially independent? Would you like to ensure that you maintain your financial freedom? Would you enjoy seeing your children and grandchildren obtain financial freedom early in their lives, no matter what their career choice? And finally, would you find satisfaction in the thought of your parents retiring without worrying that they may outlive their money?
If you answered yes to any of these questions, you have come to the right place!
When your child or grandchild is born and you put $10,000 into a Great Business or a company that has a Dividend Reinvestment Program (DRIP) paying a 5% dividend and the DRIP increases its annual dividend payment by 10% each year, so that in year two your descendant is earning 5.5%, in year three he or she will earn 6.05% and so on, your progeny will be worth well over $5 million at the end of 30 years, when they are 30-years old. And this doesn’t even factor in any growth or increase in share price!
You don’t have to wait 30 years to become wealthy and obtain financial freedom. According to Finance Professors Rubin and Spaht, investors who adopt ten-and fifteen-year horizons, investing in certain DRIPs will lead to financial independence for life. “Regardless of the direction of the market, a constant and growing dividend is a never-ending income stream.”
Real wealth is a cash flow generated from passive investments like DRIPs, that exceeds your expenses necessary to support the lifestyle of your choosing; that increase in value each year allows you to keep up with and exceed inflation. You do not have to go to work. You may wake up at 6:00 am or noon. You may decide to travel and can live anywhere, and your passive income or cash dividends continue to flow into your bank account 24/7 regardless of whether you are awake or asleep.
For a complete explanation of the DRIP strategy and how you can easily implement the program yourself without financial planners, brokers, or money managers, read The Best Kept Secret to Financial Freedom, Second Edition, Amazon.com: The Best Kept Secret to Financial Freedom: Second Edition: 9798307009451: Beard Jr., Robert G.: Books. There is a chapter on Diversification Myths and What Not to Buy; an appendix which explains how to get your children and grandchildren involved; and a section on Asset Protection and Estate Planning that could save you thousands of dollars in professional fees.
We encourage everyone to buy a DRIP a week or at least monthly; put Einstein’s Principle of Compound Interest—the eighth wonder of the world—to work for you and your family!
It doesn’t matter if you buy 10 shares or 1000 shares at a time, just do it! If you follow our DRIP strategy program, you can become financially independent within 10-to-15 years regardless of the direction of the stock market. You are buying an income stream or dividends that will ultimately replace your wages or self-employment income.
Here’s our current list of Great Businesses to Buy Now (DRIPs):
Dividend Champions – Paid & Raised Dividends Consecutively for 25-Years or Longer
1) Archer Daniels Midland (ADM) - $76.79, yield 2.72%, Paid & Raised 50-years
2) Automatic Data Proc (ADP) - $223.55, yield 3.14%, Paid & Raised 45-years
3) Bank OZK (OZK) - $52.11, yield 3.63%, Paid & Raised 29-years
4) Clorox Company (CLX) - $97.54, yield 5.21%, Paid & Raised 48-years
5) Coca-Cola Company (KO) - $82.63, yield 2.64%, Paid & Raised 63-years
6) Enbridge Inc (ENB) - $56.24, yield 4.99%, Paid & Raised 28-years
7) Enterprise Products Partners (EPD) - $36.57, yield 5.97%, Paid & Raised 28-years
8) Exxon Mobil Corp (XOM) - $136.54, yield 3.00%, Paid & Raised 43-years
9) Franklin Resources Inc (BEN) - $33.21, yield 4.04%, Paid & Raised 45-years
10) Hormel Foods Corp (HRL) - $26.51, yield 4.50%, Paid & Raised 59-years
11) Kimberly-Clark Corp (KMB) - $109.37, yield 4.74%, Paid & Raised 53-years
12) Matthews Int’l Corp (MATW) - $27.25, yield 3.87%, Paid & Raised 30-years
13) McDonald’s Corp (MCD) - $269.76, yield 2.81%, Paid & Raised 45-years
14) Medtronic PLC (MDT) - $80.98, yield 3.57%, Paid & Raised 48-years
15) PepsiCo Inc (PEP) - $141.39, yield 4.24%, Paid & Raised 53-years
16) Target Corp (TGT) - $140.39, yield 3.32%, Paid & Raised 58-years
17) T Rowe Price Group Inc (TROW) - $110.27, yield 4.89%, Paid & Raised 39-years
Dividend Contenders – Increased Dividends for 10 to 24 Consecutive Years
18) Arbor Realty Trust Inc (ABR) - $5.40, yield 13.28%, Paid & Raised 12-years
19) Associated Banc-Corp (ASB) - $31.34, yield 3.10%, Paid & Raised 14-years
20) Best Buy Co Inc (BBY) - $77.71, yield 4.99%, Paid & Raised 22-years
21) CubeSmart (CUBE) - $41.27, yield 5.22%, Paid & Raised 16-years
22) Gaming and Leisure Properties (GLPI) – $45.88, yield 7.28%, Paid & Raised 10-years
23) Haverty Furn Companies (HVT) - $25.81, yield 5.25%, Paid & Raised 12-years
24) H&R Block (HRB) - $37.22, yield 4.79%, Paid & Raised 10-years
25) The Hersey Company (HSY) - $179.11, yield 3.29%, Paid & Raised 15-years
26) HP Inc (HPQ) - $22.88, yield 5.24%, Paid & Raised 16-years
27) Johnson Outdoors Inc (JOUT) - $46.77, yield 2.87%, Paid & Raised 11-years
28) Main Street Capital Corp (MAIN) - $51.01, yield 6.34%, Paid & Raised 14-years
29) Manpower Group Inc (MAN) - $36.20, yield 4.26%, Paid & Raised 14-years
30) MPLX LP (MPLX) - $56.52, yield 7.68%, Paid & Raised 13-years
31) Nextstar Media Group (NXST) - $164.00, yield 4.81%, Paid & Raised 13-years
32) Phillips 66 (PSX) - $171.65, yield 2.96%, Paid & Raised 13-years
33) Prudential Financial Inc (PRU) - $108.25, yield 5.23%, Paid & Raised 17-years
34) Restaurant Brands Int’l (QSR) - $74.34, yield 3.55%, Paid & Raised 12-years
35) Tyson Foods Inc (TSN) - $58.55, yield 3.53%, Paid & Raised 14-years
Dividend Challengers – Increased Dividends for 5 to 9 Consecutive Years
36) Capital Southwest Corp (CSWC) - $23.15, yield 8.23%, Paid & Raised 9-years
37) Hess Midstream LP (HESM) - $37.67, yield 7.86%, Paid & Raised 8-years
Market cycles come and go, but the principles of building lasting wealth don’t change. The most successful investors aren’t the ones who try to outguess the next headline or time the perfect entry point. On the contrary, successful investors are the ones who consistently buy and own high-quality businesses, reinvest their dividends, and allow compounding to do the heavy lifting.
The companies highlighted in this post share a common thread: durable business models, strong balance sheets, and a commitment to rewarding shareholders. Whether the market is soaring or stumbling, these are the kinds of businesses that keep generating cash, keep paying dividends, and keep creating long-term value.
For DRIP investors, downturns aren’t setbacks—they’re accelerators. Every reinvested dividend buys more shares at lower prices, increasing future income and amplifying the benefits of compounding, Einstein’s eighth wonder of the world. Volatility becomes an ally rather than an obstacle.
As you review the stocks listed above, think beyond the next quarter. Think about where these businesses could be in five, ten, or fifteen years. That’s how financial freedom is built: one smart decision, one reinvested dividend, one resilient business at a time.
As DRIP investors, you are buying an income stream—dividends—that will replace your wages or self-employment income within ten-to-fifteen years. And, if retired, the dividends will pay your everyday expenses and support your lifestyle without invading your principal, allowing you to pass on generational wealth.
If you want to take control of your financial future rather than rely on systems designed to profit from their confusion, your road to prosperity is mapped out in The Best Kept Secret to Financial Freedom (Second Edition).
Lean into the power of compounding. Your future self will thank you.
Dum Spiro Spero—While I breathe, I hope.
Slàinte mhath,
Robert (Mike) G. Beard Jr., C.P.A., C.G.M.A., J.D., LL.M.
[1] Each Jeffersonian Group, LLC (www.jeffersoniangroup.com) publication is intended solely for information purposes and is not intended nor does it purport to provide legal, tax, individual investment advice, estate planning advice, medical advice, insurance, or business advice. In addition, information and analysis is compiled from sources believed to be reliable but such accuracy cannot be guaranteed. Readers should do their own research and consult with expert medical, legal, tax, insurance, business, and financial counsel before taking any action.
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